by Eriksen Insurance | Aug 13, 2026 | Uncategorized
For most of the last few decades, the billing sequence in American healthcare was predictable. You received care, the provider billed your insurer, the insurer paid its share, and then you got a bill for whatever was left. That order is changing. A growing number of...
by Eriksen Insurance | Aug 6, 2026 | Uncategorized
Health insurers file proposed rates with state regulators every year, and those filings are the earliest reliable signal of what employers will pay when their plans renew. The 2027 filings are in, and the picture for small businesses is not a comfortable one. Across...
by Eriksen Insurance | Jul 17, 2026 | Uncategorized
The Affordable Care Act Marketplaces are undergoing significant shifts that are reshaping the landscape for millions of enrollees. Recent developments paint a complex picture of rising costs, enrollment losses, and a fundamental transformation in how people access...
by Eriksen Insurance | Jun 24, 2026 | Uncategorized
Alternative health plan designs are moving from niche to mainstream. For decades, employers managed healthcare costs with the same tools: higher deductibles, narrower networks, and increased cost sharing. A more meaningful shift is now gaining momentum. According to...
by Eriksen Insurance | Jun 12, 2026 | Uncategorized
Commercial healthcare costs are on track to rise 9% in 2027, according to a new analysis from PwC. That would be the highest medical cost trend in nearly two decades. The individual market is projected to increase 8.5%. PwC also revised its 2026 estimates upward,...
by Eriksen Insurance | Jun 12, 2026 | Uncategorized
Novo Nordisk launched an oral version of its weight loss drug Wegovy on January 5, 2026, and the numbers since then have been hard to ignore. In roughly five months, the pill crossed 3 million prescriptions in the U.S., a pace the company describes as one of the...
