Temporary Health Plans

If you’re an adult between jobs or transitioning between coverages, a temporary health insurance plan may be the ideal solution. While you can explore options like college or university health plans or personal individual policies, a temporary plan is often the most affordable choice for those in good health.

What is a Temporary Health Plan?

As the name suggests, temporary health insurance provides coverage for a short period, typically up to six months per policy term. These plans require medical approval, meaning applicants must answer health-related questions. Additionally:

• Pre-existing conditions are not covered, so any prior medical treatments or medications may be excluded.
• New medical issues that arise after the policy begins will be covered.

Why Choose a Temporary Plan?

• Lower Premiums – Typically 30% to 50% less than standard individual health insurance
• Quick & Flexible Coverage – Ideal for those between jobs, recent graduates, or anyone needing short-term protection
• Straightforward Approval Process

Current Availability

⚠️ Important Update: Temporary plans are currently not available. Temporary health plans were banned near the end of President Biden’s term. However, the new Trump administration is expected to reinstate them, restoring access to these flexible, cost-effective coverage options.

Consider an Accident Plan for Extra Protection

If you enjoy sports or outdoor activities, you may also want to consider a personal accident policy. These plans typically cost $30–$40 per month and pay you directly in the event of a covered accident, helping to offset medical expenses.

Need help finding the right coverage? Contact us today!