Medicare Basics

Learn more about the basics of Medicare, what it is, who it helps, and more.

What is Medicare?


Medicare covers people 65 and over and certain people under 65 with a disability, and people with end-stage renal disease.

Medicare Part A helps cover your inpatient care in hospitals, critical access hospitals and skilled nursing facilities. It also covers hospice care and some home health care.

Medicare Part B helps cover your doctors’ services, outpatient hospital care, and some other medical services that Medicare Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Medicare Part B helps pay for these covered services and supplies when they are medically necessary. For more coverage information go to Your Medicare Coverage at

Medicare Update


Income-related Adjustments: People with Medicare who report income above $85,000 a year ($170,000 filing jointly) are legally responsible to cover a larger portion of the cost of their coverage.  These premium adjustments range from $42.00 to $230.80 a month for Medicare Part B.