by Eriksen Insurance | Nov 3, 2014 | Uncategorized
For individual/family plans, what is included in household income for subsidy determination? How do I know what to state for my income to determine subsidies? Household income includes incomes of the taxpayer, spouse, and dependents. In determining eligibility for...
by Eriksen Insurance | Nov 20, 2013 | Uncategorized
The Detroit Free Press reports: “Co-payment: A fixed amount you pay for a covered health service. Usually paid when you receive the service. Deductible: The amount you pay for health care services your health insurance plan covers before your health insurance...
by Eriksen Insurance | Nov 1, 2013 | FSA, Insurance Reform, Uncategorized
This afternoon, the IRS and U.S. Department of Treasury have issued a FSA Notice modifying the healthcare flexible spending account (FSA)’s “Use-it or Lose-it” rule. Effective immediately, employers that offer FSA programs that do not include a grace...
by Eriksen Insurance | Sep 17, 2013 | Uncategorized
Insurance News Net reports: “Low-income workers on union health plans are not eligible for the same federal subsidies available to those who buy insurance in the new state health care marketplaces, the White House said Friday. The decision is a disappointment...
by Eriksen Insurance | Jun 20, 2013 | Uncategorized
Insurance News Net reports: “U.S. businesses pay $6,000 per year extra for each employee who smokes compared with someone who has never smoked cigarettes, researchers say. Lead author Micah Berman, an assistant professor of health services management and policy...
by Eriksen Insurance | May 8, 2013 | Uncategorized
Insurance News Net reports: “National health reform and cost-cutting by employers is changing the way many workers get health insurance, but a majority of employees may not understand what’s ahead. The Aflac Work Forces Report, the insurer’s third...
