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    • Minimum Essential Coverage (MEC)
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Should companies begin offering student-loan help to employees?

by Eriksen Insurance | May 20, 2019 | Small Business

Prairie Business reports: “Yes! Student loan debt is one of the most difficult financial issues facing new grads. Rising costs of tuition/education can make it hard for new grads to get a start in life – whether it be buying their first home, purchasing a new...

Health reimbursement arrangements for small employers

by Eriksen Insurance | Feb 2, 2018 | Small Business

The Tax Advisor reports: “The IRS recently issued Notice 2017-67 to provide guidance on “qualified small employer health reimbursement arrangements” (qualified small employer HRAs) under Sec. 9831(d). Qualified small employer HRAs enable an eligible...

Blue Cross, UnitedHealthcare return to Illinois Obamacare exchange

by Eriksen Insurance | Jan 11, 2016 | Affordable Care Act, Health Insurance News, Small Business

Crain’s Chicago Business Reports: “Aetna is returning to sell plans on the Illinois health insurance exchange after taking a year off. Also returning are giants Blue Cross & Blue Shield of Illinois, the dominant insurer in the state; UnitedHealthcare,...

Employer Shared Responsibility

by Eriksen Insurance | Feb 27, 2015 | Affordable Care Act, Small Business

Generally, under Employer Shared Responsibility (ESR), applicable large employers (generally, employers with 50 or more full-time employees, including full-time equivalents) face a potential penalty if they don’t offer minimum essential coverage to full-time employees...

Employers reducing spousal, family coverage

by Eriksen Insurance | Dec 17, 2014 | Affordable Care Act, Small Business

Benefits Pro reports: “The evidence continues to mount that mid-to-large corporations will fine-tune, but won’t abandon, employee health plans. A Towers Watson survey of 379 companies in that size range found, among other trends, that companies believe in...

Why Can’t Employers Pay For Employees To Go To The Exchanges?

by Eriksen Insurance | Dec 17, 2014 | Health Insurance Cost, Heath Care Costs, Small Business

Health Insurance Exchange reports: “On November 6, the Department of Labor issued FAQ Part 22, which directly addresses some recent efforts by employers to reimburse employees for participation in the exchange through Code Section 105, or through some type of...
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