Backup plans if individual mandate is struck down

by Eriksen Insurance | Mar 12, 2012 | Insurance Reform

“If the U.S. Supreme Court strikes down health reform’s individual mandate and leaves the rest of the law in place — what happens next? The backup plan could be automatic enrollment in your employer’s health insurance, a lot like the way you get signed up for...

Private Insurance Benefits and Cost-Sharing Under the ACA

by Eriksen Insurance | Mar 7, 2012 | Insurance Reform

Health Reform Source reports: “The Department of Health and Human Services (HHS) recently released guidance on the two key components that determine the level of protection that private insurance plans will provide to consumers under health reform. The first...

Blue Cross opens door to insurance rebates in Illinois

by Eriksen Insurance | Mar 6, 2012 | Illinois

Chicago Business reports: “The parent of Blue Cross & Blue Shield of Illinois is opening the door to rebates, which could provide badly needed relief to customers and trim the insurance giant’s massive cash hoard. Chicago-based Health Care Service...

Study Finds Alarming Number of Boomers Lack Basic Understanding of Medicare Program

by Eriksen Insurance | Mar 6, 2012 | Medicare

Insurance News Net reports: “CHICAGO, Feb. 27, 2012 /PRNewswire/ –More than half (56 percent) of America’s middle-income Boomers admit to knowing little or almost nothing about the Medicare program and one in seven (13 percent) falsely believe...

Changes From 2010 Health Care Law Affect Large And Small Employers

by Eriksen Insurance | Feb 24, 2012 | Insurance Reform

Insurance News Net reports: “Feb. 22–The Affordable Care Act was meant to be a salve for employer-sponsored health insurance costs. The law offers small businesses a carrot for helping employees get health insurance. It also waves a stick at larger...