Many HSAs could trigger Cadillac tax

by Eriksen Insurance | Jul 13, 2015 | Health Insurance Cost

Benefits Pro reports: “As more organizations study the Cadillac tax’s implications, it’s becoming clearer that even plans more along the lines of a Ford Focus could trigger the payment. And while there’s growing opposition to the tax, with pressure on the Obama...

The Employer Shared Responsibility Payment

by Eriksen Insurance | May 11, 2015 | Affordable Care Act, Health Care .gov

HealthCare.gov reports: “The Employer Shared Responsibility Payment applies to some businesses with 50 or more full-time employees who don’t offer insurance, or whose coverage doesn’t meet certain minimum standards. Regulations announced in 2014 have...

Employer Shared Responsibility

by Eriksen Insurance | Feb 27, 2015 | Affordable Care Act, Small Business

Generally, under Employer Shared Responsibility (ESR), applicable large employers (generally, employers with 50 or more full-time employees, including full-time equivalents) face a potential penalty if they don’t offer minimum essential coverage to full-time employees...

Ailing Obamacare co-op has an improved diagnosis

by Eriksen Insurance | Feb 10, 2015 | Illinois Health Insurance

Crains Chicago Business reports: “The first year for Illinois’ only co-op health insurance program could be charitably termed as troubled. Established as part of Obamacare, Land of Lincoln Healthaimed to increase competition on the state’s new health...

How much will Apple bite into consumer health?

by Eriksen Insurance | Nov 3, 2014 | Insurance Reform

Benefits Pro reports: “Apple’s recent moves in the health and wellness technology segment are not yet on the level of game-changers such as the iPod and the iPhone. But the coming release of the Apple Watch and the company’s HealthKit app has people talking —...