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Who Could Lose ACA Marketplace Subsidies if Enhanced Tax Credits Expire?

by Eriksen Insurance | Apr 1, 2025 | Uncategorized

The Affordable Care Act (ACA) has made health insurance more accessible for millions of Americans, largely due to enhanced premium tax credits introduced under pandemic relief measures. However, these enhanced subsidies are set to expire soon unless Congress extends...

How Proposed Health Care Changes Could Impact Small Businesses

by Eriksen Insurance | Apr 1, 2025 | Uncategorized

The health insurance landscape is constantly evolving, and new proposals could bring significant changes for small businesses. A recent policy proposal aims to reshape aspects of the Affordable Care Act (ACA), particularly affecting consumer protections and the ease...

HCSC Expands Medicare Reach with Acquisition of Cigna’s Medicare Business

by Eriksen Insurance | Mar 20, 2025 | Uncategorized

Health Care Service Corporation (HCSC) has officially completed its acquisition of Cigna’s Medicare business, marking a major expansion in its ability to serve Medicare beneficiaries across the country. The acquisition includes Cigna’s Medicare Advantage, Medicare...

Pharmacy Closures and Their Impact on Healthcare Access

by Eriksen Insurance | Mar 18, 2025 | Uncategorized

Pharmacy deserts—areas where residents have limited access to retail pharmacies—are a growing concern in the United States. Recent research has identified the top five worst U.S. pharmacy deserts, highlighting regions where obtaining prescription medications and...

Illinois Legislator Proposes Mental Health Defense for Assaults on Police Officers

by Eriksen Insurance | Mar 17, 2025 | Uncategorized

In February 2025, Illinois Democratic State Representative Lisa Davis introduced House Bill 3458, aiming to amend the state’s aggravated battery statute. The proposed legislation would allow individuals experiencing a mental health crisis to use their condition...

Unlocking the Full Potential of Medicare Advantage: Why Supplemental Benefits Go Unused

by Eriksen Insurance | Mar 13, 2025 | Uncategorized

Medicare Advantage (MA) plans often provide supplemental benefits not typically covered by traditional Medicare, such as dental, vision, hearing, and over-the-counter (OTC) medication coverage. Despite their availability, many enrollees are not fully utilizing these...
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