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What the GOP’s Healthcare Reform Plans Mean for Small Businesses and Employees

by Eriksen Insurance | Nov 13, 2025 | Uncategorized

Healthcare costs are a concern for everyone, but especially for small business owners and their teams. With premiums rising and subsidy programs expiring, the upcoming proposals from Republicans in Congress could bring significant changes—some of which may directly...

Employers Face Tough Decisions as GLP-1 Weight-Loss Drugs Become Harder to Ignore

by Eriksen Insurance | Nov 7, 2025 | Uncategorized

GLP-1 medications, originally developed to treat diabetes, have rapidly become one of the biggest disruptors in employee health benefits. As demand for these drugs—often used for weight loss—skyrockets, many employers are being forced to decide whether to cover them...

Health Insurance Costs Hit a New Milestone — What It Means for Small Businesses

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

Premiums for employer‐sponsored family health coverage have just crossed a new threshold. According to the latest survey from Kaiser Family Foundation (KFF), average annual premiums for a family plan are now $26,993 in 2025 — up 6 % from the prior year. On average,...

Why the “Extra Hour” from the Clock Change Might Still Take a Toll on Your Body

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

When we roll our clocks back an hour this weekend for the end of Daylight Saving Time, most of us are looking forward to a little extra sleep. But as soothing as that extra hour in bed might feel, the adjustment still affects the very rhythms of our bodies—sometimes...

Narrow Networks in Medicare Advantage Plans Leave Many Seniors With Limited Choices

by Eriksen Insurance | Oct 27, 2025 | Uncategorized

Medicare Advantage plans have become increasingly popular among retirees, offering additional benefits and often lower out-of-pocket costs compared to traditional Medicare. However, behind these appealing features lies a growing concern — restricted provider networks...

Sticker Shock Hits ACA Shoppers as Subsidy Expansion Winds Down

by Eriksen Insurance | Oct 23, 2025 | Uncategorized

Shoppers browsing for health insurance under the Affordable Care Act are already seeing alarming price increases for 2026 coverage, with many facing steep premium hikes even before open enrollment begins. The main reason is the scheduled expiration of the enhanced...
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Recent Posts

  • Health Care Trends Impacting Employers in 2025
  • Mitigating Premium Increases for Fully Insured Health Plans
  • Why the Potential Expiration of Obamacare Subsidies Matters and What’s Happening in Congress
  • A Look at Medicare Advantage in 2026: What Beneficiaries Should Expect
  • Health Policy in 2026: What May Shape the Year Ahead

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