by Eriksen Insurance | Jan 6, 2026 | Uncategorized
Health Savings Accounts (HSAs) have long occupied a unique space in the healthcare and financial planning world. They offer powerful tax advantages and flexibility, yet adoption has historically been limited to a specific segment of consumers. With recent policy...
by Eriksen Insurance | Dec 23, 2025 | Uncategorized
Prior authorization has long been one of the most frustrating aspects of the healthcare system for both providers and patients. While insurers view it as a way to manage costs and ensure appropriate care, providers argue that it creates unnecessary delays, adds...
by Eriksen Insurance | Dec 17, 2025 | Uncategorized
In 2025, employers continue to navigate a rapidly evolving health care landscape shaped by rising costs, shifting utilization patterns, technological innovation, and changing workforce expectations. These trends are redefining how employer-sponsored health benefits...
by Eriksen Insurance | Dec 17, 2025 | Uncategorized
Rising health insurance premiums have become an ongoing challenge for employers offering fully insured health plans. Medical inflation, increased utilization of services, higher prescription drug costs, and changes in care delivery have all contributed to steady...
by Eriksen Insurance | Dec 12, 2025 | Uncategorized
Right now, Washington is facing a healthcare cliff that could hit millions of Americans at the start of 2026. Lawmakers in the Republican-controlled U.S. Congress are on the brink of letting enhanced Affordable Care Act (ACA) subsidies — often called Obamacare...
