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Mitigating Premium Increases for Fully Insured Health Plans

by Eriksen Insurance | Dec 17, 2025 | Uncategorized

Rising health insurance premiums have become an ongoing challenge for employers offering fully insured health plans. Medical inflation, increased utilization of services, higher prescription drug costs, and changes in care delivery have all contributed to steady...

Why the Potential Expiration of Obamacare Subsidies Matters and What’s Happening in Congress

by Eriksen Insurance | Dec 12, 2025 | Uncategorized

Right now, Washington is facing a healthcare cliff that could hit millions of Americans at the start of 2026. Lawmakers in the Republican-controlled U.S. Congress are on the brink of letting enhanced Affordable Care Act (ACA) subsidies — often called Obamacare...

A Look at Medicare Advantage in 2026: What Beneficiaries Should Expect

by Eriksen Insurance | Dec 9, 2025 | Uncategorized

As the Medicare Advantage landscape continues to evolve, the year ahead brings both new opportunities and important changes for millions of beneficiaries. With more than half of all Medicare-eligible individuals now enrolled in Medicare Advantage plans, understanding...

Health Policy in 2026: What May Shape the Year Ahead

by Eriksen Insurance | Dec 8, 2025 | Uncategorized

Predicting the future of health policy is never simple. Even the best forecasts can shift when unexpected political or economic events hit. But as we move closer to 2026, several major issues are already rising to the surface—issues that will likely influence the cost...

Understanding Illinois House Bill 5258: Dependent Parent & Stepparent Coverage

by Eriksen Insurance | Nov 19, 2025 | Uncategorized

Starting Jan. 1, 2026 (for renewals on or after that date), a new Illinois law — House Bill 5258 — will require health insurance plans that currently cover dependents to also offer coverage to a parent or stepparent of the subscriber. This marks a significant shift...
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