Employer Shared Responsibility

by Eriksen Insurance | Feb 27, 2015 | Affordable Care Act, Small Business

Generally, under Employer Shared Responsibility (ESR), applicable large employers (generally, employers with 50 or more full-time employees, including full-time equivalents) face a potential penalty if they don’t offer minimum essential coverage to full-time employees...

U.S. government unveils goal to move Medicare away from fee-for-service

by Eriksen Insurance | Feb 10, 2015 | Medicaid

Yahoo News reports: “The Obama administration on Monday unveiled an ambitious plan to control health costs by moving the $2.9 trillion U.S. health systems away from costly fee-for-service medicine, beginning with the Medicare program for the elderly and...

High deductible plans have more people delaying treatment

by Eriksen Insurance | Jan 12, 2015 | Family Health Insurance, Insurance Reform

Yahoo Finance reports: “As the cost of health care rises, more and more Americans in nearly every economic class are choosing to delay medical treatment because they can’t afford it. A new Gallup poll released Friday found that about one in three Americans say...

Employers reducing spousal, family coverage

by Eriksen Insurance | Dec 17, 2014 | Affordable Care Act, Small Business

Benefits Pro reports: “The evidence continues to mount that mid-to-large corporations will fine-tune, but won’t abandon, employee health plans. A Towers Watson survey of 379 companies in that size range found, among other trends, that companies believe in...

Why Can’t Employers Pay For Employees To Go To The Exchanges?

by Eriksen Insurance | Dec 17, 2014 | Health Insurance Cost, Heath Care Costs, Small Business

Health Insurance Exchange reports: “On November 6, the Department of Labor issued FAQ Part 22, which directly addresses some recent efforts by employers to reimburse employees for participation in the exchange through Code Section 105, or through some type of...