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    • Minimum Essential Coverage (MEC)
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Employer Shared Responsibility

by Eriksen Insurance | Feb 27, 2015 | Affordable Care Act, Small Business

Generally, under Employer Shared Responsibility (ESR), applicable large employers (generally, employers with 50 or more full-time employees, including full-time equivalents) face a potential penalty if they don’t offer minimum essential coverage to full-time employees...

Implementing Health Reform: Contraceptive Coverage Final Regulations

by Eriksen Insurance | Jul 12, 2013 | Insurance Reform

Heath Affairs Blog reports: “The most controversial single issue presented by the Affordable Care Act is arguably the regulatory requirement that group health plans and insurers cover contraceptive services.  The ACA requires non-grandfathered group health plans...

How Employers Can Get Out of the Health Insurance Business

by Eriksen Insurance | Jun 17, 2013 | Insurance Reform

Zane Benefits reports: “With 2014 looming, businesses of all sizes are scrambling to understand the Affordable Care Act (ACA) and how it will affect their bottom line. How many employers will drop group health insurance coverage in 2014? How will larger...

Health-Care Case Puts Congress On Trial

by Eriksen Insurance | Apr 17, 2012 | Insurance Reform

Insurance News Net reports: “April 16–The Patient Protection and Affordable Care Act was passed to deal with a modern American problem : 50 million Americans living without health insurance. Its fate, however, will be decided by one of the oldest concepts...

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