Why the Government Shutdown Is Putting ACA Health-Insurance Costs at Risk

by Eriksen Insurance | Nov 14, 2025 | Uncategorized

The ongoing federal budget impasse has ramifications far beyond Washington politics. Among the most serious: the future of the ACA’s marketplace premium subsidies is uncertain—and that could mean sharply higher health-insurance costs for millions of Americans. What’s...

What the GOP’s Healthcare Reform Plans Mean for Small Businesses and Employees

by Eriksen Insurance | Nov 13, 2025 | Uncategorized

Healthcare costs are a concern for everyone, but especially for small business owners and their teams. With premiums rising and subsidy programs expiring, the upcoming proposals from Republicans in Congress could bring significant changes—some of which may directly...

Employers Face Tough Decisions as GLP-1 Weight-Loss Drugs Become Harder to Ignore

by Eriksen Insurance | Nov 7, 2025 | Uncategorized

GLP-1 medications, originally developed to treat diabetes, have rapidly become one of the biggest disruptors in employee health benefits. As demand for these drugs—often used for weight loss—skyrockets, many employers are being forced to decide whether to cover them...

Health Insurance Costs Hit a New Milestone — What It Means for Small Businesses

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

Premiums for employer‐sponsored family health coverage have just crossed a new threshold. According to the latest survey from Kaiser Family Foundation (KFF), average annual premiums for a family plan are now $26,993 in 2025 — up 6 % from the prior year. On average,...

Why the “Extra Hour” from the Clock Change Might Still Take a Toll on Your Body

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

When we roll our clocks back an hour this weekend for the end of Daylight Saving Time, most of us are looking forward to a little extra sleep. But as soothing as that extra hour in bed might feel, the adjustment still affects the very rhythms of our bodies—sometimes...

Narrow Networks in Medicare Advantage Plans Leave Many Seniors With Limited Choices

by Eriksen Insurance | Oct 27, 2025 | Uncategorized

Medicare Advantage plans have become increasingly popular among retirees, offering additional benefits and often lower out-of-pocket costs compared to traditional Medicare. However, behind these appealing features lies a growing concern — restricted provider networks...