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Health Insurers Are Promising to Improve Prior Authorization in 2026 — And Why Providers Are Still Cautious

by Eriksen Insurance | Dec 23, 2025 | Uncategorized

Prior authorization has long been one of the most frustrating aspects of the healthcare system for both providers and patients. While insurers view it as a way to manage costs and ensure appropriate care, providers argue that it creates unnecessary delays, adds...

Health Care Trends Impacting Employers in 2025

by Eriksen Insurance | Dec 17, 2025 | Uncategorized

In 2025, employers continue to navigate a rapidly evolving health care landscape shaped by rising costs, shifting utilization patterns, technological innovation, and changing workforce expectations. These trends are redefining how employer-sponsored health benefits...

Mitigating Premium Increases for Fully Insured Health Plans

by Eriksen Insurance | Dec 17, 2025 | Uncategorized

Rising health insurance premiums have become an ongoing challenge for employers offering fully insured health plans. Medical inflation, increased utilization of services, higher prescription drug costs, and changes in care delivery have all contributed to steady...

Why the Potential Expiration of Obamacare Subsidies Matters and What’s Happening in Congress

by Eriksen Insurance | Dec 12, 2025 | Uncategorized

Right now, Washington is facing a healthcare cliff that could hit millions of Americans at the start of 2026. Lawmakers in the Republican-controlled U.S. Congress are on the brink of letting enhanced Affordable Care Act (ACA) subsidies — often called Obamacare...

A Look at Medicare Advantage in 2026: What Beneficiaries Should Expect

by Eriksen Insurance | Dec 9, 2025 | Uncategorized

As the Medicare Advantage landscape continues to evolve, the year ahead brings both new opportunities and important changes for millions of beneficiaries. With more than half of all Medicare-eligible individuals now enrolled in Medicare Advantage plans, understanding...
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