Health Insurance Costs Hit a New Milestone — What It Means for Small Businesses

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

Premiums for employer‐sponsored family health coverage have just crossed a new threshold. According to the latest survey from Kaiser Family Foundation (KFF), average annual premiums for a family plan are now $26,993 in 2025 — up 6 % from the prior year. On average,...

Why the “Extra Hour” from the Clock Change Might Still Take a Toll on Your Body

by Eriksen Insurance | Oct 29, 2025 | Uncategorized

When we roll our clocks back an hour this weekend for the end of Daylight Saving Time, most of us are looking forward to a little extra sleep. But as soothing as that extra hour in bed might feel, the adjustment still affects the very rhythms of our bodies—sometimes...

Narrow Networks in Medicare Advantage Plans Leave Many Seniors With Limited Choices

by Eriksen Insurance | Oct 27, 2025 | Uncategorized

Medicare Advantage plans have become increasingly popular among retirees, offering additional benefits and often lower out-of-pocket costs compared to traditional Medicare. However, behind these appealing features lies a growing concern — restricted provider networks...

Sticker Shock Hits ACA Shoppers as Subsidy Expansion Winds Down

by Eriksen Insurance | Oct 23, 2025 | Uncategorized

Shoppers browsing for health insurance under the Affordable Care Act are already seeing alarming price increases for 2026 coverage, with many facing steep premium hikes even before open enrollment begins. The main reason is the scheduled expiration of the enhanced...

AHIP Launches Campaign to Protect Employer Health Insurance Tax Break

by Eriksen Insurance | Oct 23, 2025 | Uncategorized

America’s Health Insurance Plans (AHIP) has launched a campaign to preserve the employer-provided health benefits tax exclusion, which currently reduces federal tax revenue by about $231 billion. This long-standing tax break allows employers to exclude the cost of...