Introduction On October 1, 2025, the U.S. federal government entered a shutdown after Congress failed to pass funding bills for the new fiscal year. Though some essential services continue, a shutdown carries serious consequences — especially in the realm of health...

If Congress fails to act, millions of Americans could be blindsided by a dramatic spike in health insurance costs starting in 2026. The so-called “enhanced” premium tax credits—expanded in recent years to make coverage more affordable for middle-income households—are...

The rollout of updated COVID-19 vaccines is being shaped by new guidelines that shift more decision-making to individuals—and drugstores now find themselves grappling with the burden of access, eligibility, and communication. Under the current recommendation...

A recent update to the tax and budget law is poised to change how Medicare negotiates drug prices — with major implications for people who depend on high-cost orphan drugs. Under the current system, Medicare negotiates prices for some expensive drugs that have few or...

The rapid expansion of GLP-1 drugs for weight loss and diabetes treatment may have implications far beyond the scale. According to a new Swiss Re analysis, if these medications are broadly adopted and used consistently, they could reduce all-cause mortality in the...

Small businesses that offer ACA-compliant health plans are facing some steep premium hikes in 2026. Preliminary filings from hundreds of insurers point to a median proposed increase of about 11 percent nationwide, with some state-level data suggesting an even higher...

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As we move into a future where longevity and health advances go hand in hand with evolving policy pressures, it’s worth pausing to look at two significant stories that are starting to intersect with everyday life: proposals to raise the full retirement age for Social...

There’s been a lot of discussion lately about the future of Social Security, and one of the biggest questions on the table is whether the full retirement age could be raised. Social Security Administration Commissioner Frank Bisignano, appointed under President Trump,...

Health care spending in employee benefit plans is being massively skewed: just 1% of plan participants are responsible for nearly 30% of total health care spending. Here’s what that means—and what employers and workers need to be aware of. Key Findings The top 1% of...