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Posts Tagged ‘Mental Health’
Wednesday, July 24th, 2019
JD Supra reports:
“Background
Healthcare coverage became an employer-offered benefit during World War II as the result of the federal government’s wage and price controls[1]. Since that time, Medicare has become an important part of how healthcare is provided to individuals who reached the age of 65, who became disabled, or who were diagnosed with end stage renal disease. When Medicare entered the mix, a number of additional rules to protect those eligible for Medicare were also added to protect the Medicare system. Now, an employer seeking to contain health benefit costs must consider not only tax considerations, but Medicare and ERISA and other requirements. Thus, when the federal government agencies started designing a new way to facilitate the purchase of individual health insurance, they had to design around decades of rules, regulations, and policy considerations in the move back to a pre-World War II individual obligation to purchase health insurance to avoid violating the interim changes in legal requirements.
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Tags: Bensenville, Defined Contribution, Government, health savings account, High deductible health plan, Mental Health, PPO, premiums, private exchange, South Barrington, United Healthcare, Village of Lakewood, Wicker Park, Woodridge
Posted in Health Insurance Cost | Comments Off on New Tool to Contain Employer Healthcare Costs
Monday, May 20th, 2019
MSN Money reports:
“Many Americans are stressed about paying for late-in-life healthcare.
Studies show that over a third of US adults are more concerned about covering health costs in retirement than paying off debt and affording lifestyle expenses right now, but only about half have a financial plan in place for the future.
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Tags: deductibles, health insurance, High deductible health plan, individual, insurance, Kildeer, Lafox, Lake, Lake County, Lake in the Hills, Lake View, Lakemoor, land of lincoln, Lincoln Park, Medicare Advantage, Medigap, Mental Health
Posted in Medicare | Comments Off on 4 healthcare costs in retirement no one warns you about
Friday, November 2nd, 2018
KFF.com reports:
“The Trump administration earlier this year issued a regulation that expands the availability of “short-term” health insurance plans that do not have to comply with any of the rules in the Affordable Care Act (ACA) for plans sold in the individual market. Specifically, the regulation allows short-term plans to be offered for up to 364 days and renewed at the discretion of the insurer for up to three years. Short-term plans are also expected to be more attractive now that ACA’s individual mandate penalty has been repealed, since people previously enrolling in these plans were liable for the penalty.
(more…)
Tags: affordable care, Affordable Care Act, health insurance, Insurance Reform, Lincoln Park, Mental Health, premiums, subsidies, the affordable care act, West Dundee
Posted in Short Term Insurance | Comments Off on Why Do Short-Term Health Insurance Plans Have Lower Premiums Than Plans That Comply with the ACA?
Tuesday, August 21st, 2018
Health Payer Intelligence reports:
A dozen state attorneys general are suing the Department of Labor (DOL) over the expansion of association health plan (AHPs).
In the suit, which was filed in the DC District Court of Appeals, the officials argue that broad availability of AHPs violates the consumer protections included in the Affordable Care Act.
The DOL’s final rule allows contractors and individuals in similar industries to enroll in AHPs that operate outside of the ACA’s enforceable policies.
(more…)
Tags: Affordable Care Act, association health plan, Doctor survey, Elmwood Park, employees, enrollment, family plan, federal medicaid, health benefits, health insurance coverage, Mental Health
Posted in Association Health Plan | Comments Off on 12 Attorneys General File Lawsuit Over Association Health Plans
Wednesday, September 10th, 2014
Kaiser Health News reports:
“Businesses in five states will get an early look at the federal health insurance marketplace for small businesses, the Centers for Medicare and Medicaid announced Wednesday.
The states are Missouri, Illinois, Ohio, New Jersey and Delaware.
Businesses with fewer than 50 full-time workers in those states will be able to access the Small Business Health Options Program, or SHOP, in late October, ahead of the Nov. 15 start of open enrollment.
The five states were selected based on the agency’s analysis of state insurance markets and the availability of employee choice, among other factors, a department official said.
(more…)
Tags: exchange, Government, health insurance marketplace, Individuals, Marketplace, McHenery, McHenry, McHenry County, Medicaid, Medicare, Mental Health, Morton Grove, Mount Prospect, SHOP, small businesses, Tax
Posted in Insurance Reform | Comments Off on Five States To Get Early Access To Small Business Health Insurance Marketplace
Wednesday, September 3rd, 2014
Benefits Pro reports:
“The U.S. Department of Health and Human Services (HHS) made the Patient Protection and Affordable Care Act (PPACA) basic preventive services package famous by putting a controversial mandate — for “free” birth control benefits — in the package.
Consumer groups say patients are having trouble using the other, less controversial benefits in the package, such as access to checkups, vaccinations and some cancer screenings.
(more…)
Tags: Health and Human Services, health plan, Maywood, McHenery, McHenry, McHenry County, medicaid programs, Medigap, Mental Health, Montgomery, Mooseheart, Morton Grove, Mount Prospect, Patient Protection, requirements
Posted in Requirements | Comments Off on PPACA preventive services not so free
Wednesday, July 30th, 2014
The New York Times reports:
“The Obama administration and state insurance regulators are developing stricter standards to address the concerns of consumers who say that many health plans under the Affordable Care Act have unduly limited their choices of doctors and hospitals, leaving them with unexpected medical bills.
Federal officials said the new standards would be similar to those used by the government to determine whether Medicare Advantage plans had enough doctors and hospitals in their networks. These private plans, sold by companies like UnitedHealth and Humana, provide comprehensive care to 16 million of the 54 million Medicare beneficiaries.
(more…)
Tags: Affordable Care Act, Blue Cross, doctors, Downers Grove, Dundee, DuPage, DuPage County, East Dundee, Elburn, Elgin, Elmhurst, Elmwood Park, enroll, Evanston, exchange, Marketplace, Medicaid, Mental Health, premiums
Posted in Insurance Reform | Comments Off on To Prevent Surprise Bills, New Health Law Rules Could Widen Insurer Networks
Monday, May 13th, 2013
Insurance News Net reports:
“Steady as she goes.
That was the case Wednesday with Aflac Inc. reporting first-quarter net income, or profit, of $892 million, an increase of nearly 14 percent from $785 million in the same period a year ago.
That translated to earnings of $1.90 per diluted share for the January-March timeframe, up from $1.68 a year ago.
(more…)
Tags: Aflac, Bensenville, Chicago, Chicagoland, Des Plaines, exchange, Forest Park, Fox Valley, Individuals, insurance news, McCullen Lake, McCullom Lake, Mental Health, North West Suburbs, Northern Illinois, Northwest Suburbs, Ringwood, Riverwoods
Posted in Voluntary Benefits | Comments Off on Aflac 1Q Profit $892M, To Pay 35 Cents Per Share Dividend
Tuesday, March 26th, 2013
Daily Finance reports:
“It’s a topsy-turvy time for health care reform. Fights break out at the federal and state level about Affordable Care Act provisions. Details of plans come into focus. And investors sit back to see who’s going to benefit where from what.
Here’s a look back at the reform news making headlines this week.
Federal news House Republicans back a new bill requiring private health insurers to include details about ACA-related taxes in the annual letters to customers. The thinking is that the disclosures would illustrate how the costs of health care reform will drive up customer premium price, a common Republican counterargument.
Meanwhile, Senate Democrats met with Secretary of Health and Human Services Kathleen Sebelius to discuss problems with how the ACA changes will roll out. Sebelius met with the Senate Finance Committee and one-on-one with its members.
(more…)
Tags: Burlington, Chicago, Chicagoland, exchange, Fox Valley, Harwood Heights, Health and Human Services, health care reform, health insurance, Health insurance exchange, Maple Park, Marengo, Medicaid, Mental Health, Naperville, Niles, Norridge, North Aurora, North Barrington, North West Suburbs, Northwest Suburbs, ObamaCare
Posted in Health Laws, Insurance Reform | Comments Off on This Week’s Health Care Reform Headlines
Friday, March 1st, 2013
HHS.gov reports:
“Affordable health coverage to be available to Illinoisans in 2014
During a visit with Illinois Governor Pat Quinn to the Erie Health Center in Chicago today, Health and Human Services (HHS) Secretary Kathleen Sebelius announced that Illinois has been conditionally approved to operate a State Partnership Marketplace (Exchange), which will be ready for open enrollment in October 2013. This partnership will allow Illinois to make key decisions and tailor the marketplace to local needs and market conditions.
(more…)
Tags: Affordable Care Act, affordable health insurance, Carpend, Carpentersville, Chicago, Chicagoland, Elgin, Fox Valley, Health and Human Services, health insurance marketplace, Hinsdale, Hoffman Estates, Holiday Hills, insurance plan, Medigap, Mental Health, North Barrington, North West Suburbs, Northern Illinois, Northwest Suburbs, the affordable care act
Posted in Insurance Reform | Comments Off on HHS partners with Illinois on health insurance marketplace
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