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Posts Tagged ‘Defined Contribution’

Support For Employer-Provided Health Plans Starts To Erode

Wednesday, April 2nd, 2014

Insurance News Net reports:

“The rumblings of employees dissatisfied with the value of employer-sponsored health benefits are getting louder.

But are the grumblings loud enough for employees to put their money where their mouths are? Are employees willing to walk out the door and leave their employer-sponsored cocoons, tossing all the value talk out the window?


U.S. workers can carry over $500 of health spending accounts: Treasury

Friday, November 1st, 2013

Yahoo News reports:

“Americans who use flexible spending accounts (FSAs) for healthcare costs may now be able to carry up to $500 of expiring money into the next year, the U.S. Treasury said on Thursday.

For nearly 30 years, about 14 million families with FSAs faced a “use it or lose it” deadline of December 31 when the money in the account would expire.

Accountholders flush with cash at the end of the year would often scramble to spend their fund balance frivolously.


How Employers Can Get Out of the Health Insurance Business

Monday, June 17th, 2013

Zane Benefits reports:

“With 2014 looming, businesses of all sizes are scrambling to understand the Affordable Care Act (ACA) and how it will affect their bottom line. How many employers will drop group health insurance coverage in 2014? How will larger employers deal with the employer mandate (“play or pay”) decision?

There’s been a lot of media coverage on how it will play out; opinions fall on both sides of the aisle, and all over the map. Studies indicate that while employers will drop group health insurance, they still want to provide a health benefit because it’s vital for recruiting and retaining top employees.


What Employees Should Know About Healthcare Changes Ahead

Tuesday, January 29th, 2013

Insurance Journal reports:

“If you like your 401(k) retirement savings account, you’re going to love what healthcare reform does to your employer-provided health care plan.

In a post-Obamacare future, expect more employers to adopt defined contribution healthcare plans. Instead of providing coverage, they will throw a set amount of cash at workers and have them buy their own coverage on private employer-sponsored exchanges.


Tech firm rides health-reform wave

Monday, July 30th, 2012

The Chicago Sun-Times reports:

“A Chicago clinic and a suburban tech firm expect to grow as federal health-care reform takes effect — a massive overhaul that the Congressional Budget Office forecast this week will require $1.17 trillion in new government spending in the next decade, or $84 billion less than first estimated.

The budget office revised its numbers based on the U.S. Supreme Court’s ruling in June that President Obama’s health-care reform law is constitutional, but that states can opt out of Medicaid expansion. The opt-out means 3 million fewer low-income Americans will be insured by the federal-state program.


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