Staying healthy is easier when potential problems are caught early. That’s why Medicare Part B (medical insurance) covers a wide range of preventive and screening services—helping you stay on top of your health while keeping out-of-pocket costs low. What Are...

Health Savings Accounts (HSAs) have long occupied a unique space in the healthcare and financial planning world. They offer powerful tax advantages and flexibility, yet adoption has historically been limited to a specific segment of consumers. With recent policy...

Prior authorization has long been one of the most frustrating aspects of the healthcare system for both providers and patients. While insurers view it as a way to manage costs and ensure appropriate care, providers argue that it creates unnecessary delays, adds...

In 2025, employers continue to navigate a rapidly evolving health care landscape shaped by rising costs, shifting utilization patterns, technological innovation, and changing workforce expectations. These trends are redefining how employer-sponsored health benefits...

Rising health insurance premiums have become an ongoing challenge for employers offering fully insured health plans. Medical inflation, increased utilization of services, higher prescription drug costs, and changes in care delivery have all contributed to steady...

Right now, Washington is facing a healthcare cliff that could hit millions of Americans at the start of 2026. Lawmakers in the Republican-controlled U.S. Congress are on the brink of letting enhanced Affordable Care Act (ACA) subsidies — often called Obamacare...

As the Medicare Advantage landscape continues to evolve, the year ahead brings both new opportunities and important changes for millions of beneficiaries. With more than half of all Medicare-eligible individuals now enrolled in Medicare Advantage plans, understanding...

Predicting the future of health policy is never simple. Even the best forecasts can shift when unexpected political or economic events hit. But as we move closer to 2026, several major issues are already rising to the surface—issues that will likely influence the cost...

Starting Jan. 1, 2026 (for renewals on or after that date), a new Illinois law — House Bill 5258 — will require health insurance plans that currently cover dependents to also offer coverage to a parent or stepparent of the subscriber. This marks a significant shift...

As the debate over the future of the Affordable Care Act intensifies, Republicans are laying out a new path for how Americans might receive financial help for health insurance. Instead of simply extending the enhanced ACA premium tax credits that are set to expire,...