Health Insurance Exchanges and SHOP Exchanges for Small Businesses

by Eriksen Insurance | Jul 12, 2013 | Insurance Reform

Small Business Trends reports: “As health care reform mandates take effect in 2014, small employers with fewer than 50 full time employees face more changes than large and medium-sized businesses. Several provisions in the new law means small businesses must not...

Are employers that don’t provide health insurance required to send exchange notices?

by Eriksen Insurance | Jul 12, 2013 | Insurance Reform

Issue: Your company does not offer health insurance coverage. Does it need to provide notice to employees about the health insurance exchanges created under the health reform law? Answer: If your company is covered by the Fair Labor Standards Act (FLSA), it does....

Higher Medicaid reimbursement for state’s primary care docs

by Eriksen Insurance | Jul 12, 2013 | Medicaid

Crains reports: “Doctors providing primary care in Illinois can get higher Medicaid reimbursement rates through the end of 2014. Illinois officials are reminding doctors to sign up online for the higher rates, which are expected to increase by an average of 93...

Employer Based Coverage Or Obamacare Plan? Which Is Better?

by Eriksen Insurance | Jul 12, 2013 | Insurance Reform

Forbes reports: “A common theme of the email I receive concerns the cost of employer based coverage versus buying health insurance on the new exchanges. Employer based coverage is considered too expensive by many people and they hope policies through Obamacare...

Risky Health Insurance Bets Could Backfire for Small Employers

by Eriksen Insurance | Jul 10, 2013 | Insurance Reform

Bloomberg Businessweek reports: “A growing number of small businesses have tried to reduce their health-care costs in recent years by replacing traditional insurance with self-insured plans. That means that instead of buying policies from big insurers such as...