Count Down to Open Enrollment in the Health Insurance Marketplace

Insurance News Net reports:

“The U.S. Department of Health & Human Services’ Administration for Children & Families’ Office of the Deputy Assistant Secretary and Interdepartmental Liaison for Early Childhood Development issued the following news: The Affordable Care Act ( is working to deliver affordability, access, and quality to millions of Americans across the country. To find the latest and most accurate information about the Marketplace visit If you have health coverage through the Marketplace, it’s time to review your plan and decide if you need to make changes for 2015.

Open enrollment begins November 15, 2014

Open enrollment closes December 15, 2014

Coverage starts January 1, 2015.

There are 5 steps to stay covered:

Review: Plans change, people change. Every year insurance companies can make changes to premiums, cost sharing or benefits and services they provide. Review your plan’s 2015 coverage to make sure it still meets your needs and you’re getting the best plan for you.

Update: Starting November 15, visit and log into your Marketplace account. Answer a few questions to get to your 2015 application – it will be pre-filled with your latest information from 2014. Step through each page of your application and make changes if you need to. This is important – even if none of your information has changed, you might be eligible for lower costs than last year! You also can call the Marketplace Call Center at 1-800-318-2596 to review or make updates over the phone.

Compare: Log into your Marketplace account and follow the “Enroll To Do List” on to compare 2015 plan costs and benefits. New and more affordable plans may be available in your area this year. If you decide to stay in your current plan, follow the directions to search by that plan’s 14-digit ID – you can find the ID on the letter from your plan. Or, call the Marketplace Call Center at 1-800-318-2596 for help. Choose: Choose a health plan for 2015. You can keep the same plan (as long as it’s still offered) or select a new one that better fits your needs. If you want to stay enrolled in your 2014 plan, use the plan ID in the letter you get from your health plan.

Enroll: The Marketplace open enrolment period begins on November 15. Make sure to review, update, compare and choose by December 15 to have any changes take effect on January 1. Stay covered for 2015! Contact your plan to confirm your enrollment. Make sure to pay your premium.