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Posts Tagged ‘Prospect Heights’

Expert: Short-term health care plans give consumers choice

Thursday, October 25th, 2018

Wake Forest University reports:

“With early-voting underway, recent polls show healthcare has become a top issue in the November midterm elections. One politically charged issue on the table is the availability of short-term health care plans that offer limited benefits at a low cost.

Opponents of these policies are concerned that the availability of short-term health care plans will undermine the Affordable Care Act and harm those who purchase them. The arguments: (1) Consumers will purchase short-term plans without fully understanding the limited coverage they provide. (2) Healthy individuals who might join an Affordable Health Care plan will choose a short-term plan instead.


Blue Cross, Advocate team up on new health insurance plan

Monday, January 11th, 2016

Crains Chicago Business Reports:

“Blue Cross & Blue Shield of Illinois and Advocate Health Care are teaming up to offer a health plan that will be one of the cheapest options the insurer offers on and off the Obamacare exchange.
The plan, called BlueCare Direct, is a marriage of two giants. Blue Cross is the largest health insurer in the state, and Downers Grove-based Advocate is the largest health care system, with 12 hospitals and more than 4,000 doctors.

The BlueCare Direct network will include 250 of Advocate’s sites of care in Cook, DuPage, Lake, Kane and Will counties, including nine of its hospitals and a children’s hospital with two campuses. Enrollees can stick with their primary care doctor outside of Advocate’s system, but the plan will not cover it, said Dr. Lee Sacks, chief medical officer for Advocate.


Canadian Health Care: Patients Waiting Longer Than Ever For Treatment

Monday, January 11th, 2016

Investors Business Daily Reports:

Socialist Medicine: Canadians love their hockey and have historically been happy with their government-run health care system. Hockey is thriving. The country’s health care system, though, is a wreck and getting worse.

It could be said the words “Canada” and “health care” really don’t go together because some Canadians never make it to the doctor.

Too many die untreated due to extended wait times to see a doctor, and those wait times have increased again this year. They are now almost twice as long as they were in 1993, the year Hillary Clinton tried to force government health care on Americans. (more…)

Bill Regulates Specialty Drug Co-pay Maximum

Friday, October 3rd, 2014

From Aetna health plans:

ILLINOIS: Legislators introduced a bill last week that would require health plans providing prescription drug coverage to ensure that any required copayment or coinsurance for drugs on a specialty tier not exceed $100 per month for up to a 30-day supply of any single drug.The measure also states that a beneficiary’s annual out-of-pocket expenditures for prescription drugs should not be more than 50 percent of the dollar amounts in effect under ACA. Health plans would also be required to implement an exceptions process allowing enrollees to request an exception to the tiered cost-sharing structure. Health plans also would be prohibited from placing all drugs in a specialty class on a specialty tier.

Gov’t report: Smooth launch unsure for health law

Wednesday, July 10th, 2013

Bloomberg BusinessWeek reports:

“There’s no guarantee that President Barack Obama’s health care law will launch smoothly and on time, congressional investigators say in the first in-depth independent look at its progress.

But in a report to be released Wednesday, the congressional Government Accountability Office also sees positive signs as the Oct. 1 deadline approaches for new health insurance markets called exchanges to open in each state — in many cases over the objections of Republican governors.


ACA Will Test Consumer Loyalty To Doctors

Thursday, May 16th, 2013

Insurance News Net reports:

“A new HealthPocket consumer survey found that 34 percent of respondents are motivated to reduce their health plan costs versus keep their doctor. When survey takers were asked, “If changing from your doctor to another doctor could save you money on your health plan premium costs, how much would you have to save annually to make the switch?” over half of the 34 percent who would switch would do so for the lowest savings amount presented by the survey, $500 to $1,000 annually. Eight percent said they would switch for $1,000 to $2,000 and 7.5 percent for$3,000 or more.


What If Obamacare Implodes?

Thursday, May 16th, 2013

The Motley Fool reports:

“Obamacare could implode. I’m not saying that it will implode, and in fact this isn’t likely to happen. However, the possibility does exist. Here’s how it could happen — and what the aftermath would be if it did.

How it could happen While there are multiple ways that the ACA could fall apart, three stand out in my view as the most plausible paths. And each ties in with a different branch of government.


Plans at risk for ‘Cadillac’ tax

Tuesday, April 30th, 2013

Benefits Pro reports:

“Employers offering high-priced benefit plans to their workers may soon find themselves on a bumpy ride, thanks to the “Cadillac” tax.

According to the Medical Plan Trends Report, produced by benefit-management firm HighRoads and the member-advisory people at CEB, about 16 percent of plans are on track to incur the tax, charged on plans with annual premiums exceeding $10,200 for individuals or $27,500 for a family.


Will Consumers Be Able to Understand Health Exchanges?

Wednesday, April 10th, 2013

Forbes reports:

“Now that states have decided what they are going to do about health insurance exchanges—those new shopping carts created by Obamacare to help consumers find health insurance who do not get it through their employers—the really tough part begins.  State and federal governments need to make sure that consumers understand their health insurance choices.


Obamacare Faces Doubts Among The Young And The Restless

Thursday, March 7th, 2013

Insurance News Net reports:

“Heading into the final stages before implementation of his health care overhaul, President Obama is facing growing concerns among young Americans who will absorb the largest spike in medical costs under the sweeping law.

Obama championed his signature legislative achievement on college campuses and to twentysomethings during his re-election campaign. But he focused on Obamacare’s most popular provision — allowing students to stay on their parents’ insurance plans until the age of 26 — not the higher costs incurred by younger Americans to bring down the price of insurance for seniors.


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