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Archive for the ‘Health Care .gov’ Category

7 Healthcare Expenses Medicare Won’t Pay For — The Motley Fool

Friday, August 18th, 2017

Yahoo Beauty reports:

“If you’re looking forward to getting Medicare because you think this health insurance for seniors will provide comprehensive coverage, you may end up disappointed. Studies have shown seniors with high-prescription drug needs could incur as much as $350,000 in out-of-pocket spending on healthcare during retirement, even with both Medicare and a supplementary Medigap policy.

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Watch Obamacare’s Architect Reveal His Master Plan To Fix The Law: Bigger Penalties

Monday, October 31st, 2016

The Federalist reports:

“Obamacare architect Jonathan Gruber joined CNN on Wednesday morning to say the best way to fix the failing health-care law he engineered would be to increase the “penalty.”

A recent study found that Obamacare insurance plans will cost many Americans about 22 percent more next year. For some — like those in Phoenix, Arizona — the cost is much worse, about a 145 percent increase. Since the news broke earlier this week, the Obama administration has frantically been trying to spin the news.

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Big news for Chicago-area Obamacare insurance exchange: Cigna seeks to join

Tuesday, July 26th, 2016

The Chicago Tribune reports:

“One of the nation’s largest health insurance companies plans to enter the Obamacare marketplace in the Chicago area for the first time, bringing new competition as other insurers exit or go out of business.

The Tribune has confirmed that Cigna, based in Bloomfield, Conn., has filed plans to sell health policies to individuals and families who purchase their own coverage in the individual market. If the plans are approved by Illinois regulators, Cigna will start selling policies Nov. 1, when enrollment for 2017 Obamacare coverage opens.

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New Data Brief Finds Physician Shortages Lead to Network Adequacy Challenges

Wednesday, July 20th, 2016

AHIP reports:

“States are facing a shortage of physicians in primary care, psychiatry, obstetrics and gynecology, and general surgery, according to a new AHIP data brief. This analysis looked at the ratio of these physicians to the population and found several U.S. states currently have physician supply rates that fall well below the national average.

According to the data brief, these provider shortfalls may be even more severe in rural areas. While close to a quarter of Americans live in rural areas, only 10 percent of physicians practice in those geographies. For example, most surgeons in Idaho are practicing in urban areas (25 per 100,000 urban population) rather than in rural areas (14 per 100,000 rural population).

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Help Squad: Will Medicaid errors result in $4K tax penalty for couple?

Thursday, June 30th, 2016

The Chicago Tribune reports:

“Dear Help Squad,

I hope you can help us get the documents we need so our health insurance is not canceled.

For 2015, we signed up for medical insurance through the health care marketplace. The agent who assisted us determined our income level qualified my wife and me for coverage under Illinois Medicaid, which we continued throughout 2015.

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Health insurance plans to be rated based on size of network

Thursday, April 28th, 2016

Live Insurance News reports:

” The Obama administration will now use the number of included doctors and hospitals in the ratings.

In response to complaints from consumers with respect to the way health insurance plans are rated on the exchanges, the Obama administration has now said that it will provide a rating for each plan based on the number of hospitals and doctors that are included within that plan’s network.

Equally, there will also be an increase to the maximum annual out-of-pocket amount that consumers can pay.

For individuals, the maximum out-of-pocket expenses for health insurance next year, will be $7,150. For families that figure will be $14,300. Consumer advocates haven’t been impressed with those numbers, as they have said these additional costs could pose a considerable financial burden for middle-income individuals and families who require a large amount of medical care. These new rules were published within the Federal Register, this week. Under these regulations, insurance companies will be able to sell health plans with limited provider networks. (more…)

2016 Healthcare.gov Help

Thursday, October 29th, 2015

Open enrollment period for 2016 is November 1st, 2015 to January 31, 2016. You must sign up before December 15, 2015 to get a January 1, 2016 start date.

Enrolling though Healthcare.gov can be very difficult and confusing to do by yourself. When you call them directly, their help line is usually not helpful and has just as hard a time as you did. Let The Eriksen Insurance Group help. Having done hundreds of applications on the Healthcare.gov’s system, we know the best, most accurate way to get you the subsidy you deserve.

It is best to have already picked out the plans you want to buy before starting the Healthcare.gov application, as this will allow the entire application to be processed in one go. This page has detailed instructions to get your account ready on Healthcare.gov and get you too a place where we can take over and finish the enrollment correctly.

Steps for enrollment on Healthcare.gov

Already have an account:

  1. Get your log in information together
  2. Make sure your password still works (if it has been a while you may need to reset your password)
  3. Once you know you can log in, contact Eriksen Insurance and we can help you fill out your 2016 application over the phone

Need a new account:

  1. Use this Link to go to the account creation page
  2. Create a log in
  3. Within about an hour you will receive an email, click on the link in that email to activate your account
  4. STOP
  5. Contact Eriksen Insurance and we can take it from there

PPACA dropouts cut enrollment by 1.5 million

Monday, July 13th, 2015

Benefits Pro reports:

” About 1.5 million people dropped off health insurance coverage rolls this year after failing to pay for policies they picked on the Obamacare marketplaces.

That left 10.2 million covered by Affordable Care Act policies as of March 31, up from 6.3 million at the end of 2014, the Centers for Medicare & Medicaid Services said today. Eighty- five percent got subsidies to help them afford coverage.

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